In the standard zero-based budget, you create a budget every month by adding up all of your income and then adding up all of your expenses, savings and debt repayments. You should always consult a qualified financial expert when making money decisions to tailor plans to suit your circumstances.īut before I get into my system, let me briefly explain how the standard zero-based budget works. In this blog, I share my savings and budget planning and what works for us. It’s similar to the standard zero-based budget, but there are a few key differences that make it easier to manage.ĭisclaimer: This is general information only. In this article, I’m going to share a variation to the zero-based budget – one I find more effective for our situation. It was popularised by the American personal finance bloke Dave Ramsey.
You may have heard of the budgeting system called a zero-based budget (if you haven’t, I’ll describe it below.) Looking for a way to create a simple budget that works? In this article I’m sharing the one that works for us.
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